NBU: banks Have too many bad loans

НБУ: У банков слишком много плохих кредитов

The national Bank tries to solve the problem of non-performing assets of banks

The regulator is confident that the financial institutions do not cope with the problem

The share of bad loans in Bank portfolios is now at 57%, and the banks themselves will be difficult to cope with this problem.

So now the NBU is working to solve this problem, involving the IMF, the world Bank and the Ministry of Finance. This was during a press briefing: “financial stability Report” said the Deputy Chairman of the national Bank Ekaterina Rozhkova, UKRINFORM reported.

“What obstacles exist today in the banking system for a full resumption of lending, so it is a very high proportion of non-performing assets, today it is 57% of the total portfolio, and it is clear that banks themselves will be difficult to cope with this problem. So now we are working with the Ministry of Finance with the world Bank, IMF experts are working on resolving the issue of “bad” loans in Bank portfolios,” said Rozhkov.

She stressed that in order to prevent future similar problems, of course, necessary to adopt a number of bills.

“First of all, it bills for the increase of trust between banks and their clients, which strengthens the rights of creditors, in terms of collateral, monitoring and so on. Also, this bankruptcy bill, which calls for all creditors ‘ rights, if the company declares bankruptcy,” – said Rozhkov.

She added that no less important is the bill on the restructuring of mortgage loans.

“Today, we see that mortgage, especially in regions starting to recover, and it is very positive. But with the ban on the recovery of collateral, it is very difficult to develop in this direction. So this bill is very important to us,” – said Rozhkov.

Recall that in may the national Bank of Ukraine noted the positive trends and macroeconomic stability in the banking system of the country in the first quarter of 2017.

Earlier media reported that PrivatBank has issued major loans in 2015-2016.